The Assurance Of Insurance

ANDRE DURITY II»

Over the years, insurance has been a source that some individuals and businesses have relied on to provide capital. The great Walt Disney borrowed against the cash value of his life insurance policy to help finance his Disneyland theme park. Likewise, James Cash Penney, founder of JCPenney department store, used the cash value of his life insurance policies to meet the payroll and day-to-day expenses of the store. Both men knew the power of using life insurance, but there are other assurances of insurances that can assist business owners during turbulent times, or provide smaller businesses with luxury benefit packages offered by larger competitors.

Andre Durity II, founder of Durity Insurance Services, a subsidiary of Colonial Life & Accident Insurance Company, which provides services to the public and private sector businesses, also knows the assurances provided by the insurance industry. As mortgage industry professionals, Durity and his wife worked together to create a lavish lifestyle built on selling luxury homes; his wife was a consecutive multi-year, national award-winning luxury homes real estate professional and Durity prepared the loan documents. Once the real estate market crashed, ushering in the Great Recession, their lucrative business was no more and the Durity’s lifestyle, which was tied to the market, disappeared seemingly overnight.

While he and his wife were looking for new ways to provide for their family, his wife was invited by one of her real estate colleagues, who had also been impacted by the downturn, to meet with the owner of an insurance agency. Durity decided he’d go “to make sure it was legit.” His attendance at that meeting is what changed his life after hearing the words, “residual income and the ability to help families.”

Now celebrating 10 years in the insurance industry, Durity has over 25 agents working through his agency, supporting employers, school districts and municipalities in California, Arizona, Georgia and across the nation. He has won every award offered by his company and has been afforded the honor of receiving the coveted “Premier Agency” distinction on his door. It is little wonder that Durity believes in the services he provides.

“We change the lives of the business owner and staff by protecting them from costs associated with medical expenses that could wipe out a business or family,” he said. “We even save taxpayers by allowing government agencies the ability to shift the burden of providing specific benefits to public employees while still allowing the employee choices. What else can you [do to] make a major impact on families for years to come, helping them build wealth or save what they have worked so hard to build, while making an impact on your own family?”

Durity attributes his success to “having a strong work ethic, a good product to take to market, a supportive family and laser focus. Insurance and finance is a place where you can truly start with nothing and build something that can stand beyond you. My family will be set for the rest of my life from my efforts in building my own version of the American Dream.”